Trader and Consumer.

1. Trader and Consumer
- be honest and don't compare you to others (example - others are doing it, why can't I?) because they are not you.

2. Follow the example set by philanthropists because one day you will be one.

3. Do not be distracted to peer-group pressure because not all the time the majority is right.

4. Follow the rules and do not try to bend them. Otherwise, others might take you as an example, thinking that it is the right thing to do.
Nik Zafri Abdul Majid